Does Amazon accept Apple Pay?

How to use Apple Pay on Amazon on iPhone?

With Apple Pay’s increasing popularity more and more people are looking for ways to use Apple Pay for their online purchases. Many iPhone users who want to shop on Amazon are often asking – can I use Apple pay on Amazon? In this article, I am going to show how to use Apple Pay on Amazon on iPhone.

As Apple Pay offers an easy and convenient way to pay for goods and services online, many iPhone users intending to purchase on Amazon often ask- does Amazon accept Apple Pay?

Does Amazon accept Apple Pay?

Amazon doesn’t accept Apple Pay for purchases on the Amazon website or mobile app.

Although Amazon doesn’t accept the Apple Pay digital wallet as a payment method for purchases on the Amazon website, Amazon Payment Service supports Apple Pay. It is compatible with most Amazon Payment Services products and features, allowing you to use Apple Pay in place of traditional card payment, whenever possible. You can use Apple Pay on the Amazon website for shopping from third-party Amazon sellers to pay for items by adding a credit or debit card to it. But before making the decision to use Apple Pay you need to be aware of its downsides.

Although Amazon does allow its customers and online vendors to use Apple Pay as a mode of payment, many of the third-party Amazon sellers are yet to accept this digital wallet payment method for Amazon purchases. Hence your option to use Apple Pay on Amazon will depend on individual vendors.

Can you use Apple Pay to buy Amazon gift cards?

Amazon itself does not let you purchase their gift cards directly using Apple Pay. However, there is a workaround: several reputable third-party retailers, such as Gift Card Mall, Raise, and Best Buy, offer Amazon gift cards and accept Apple Pay as a form of payment.

Here’s how it works:

• Buy an Amazon gift card from a site that takes Apple Pay.
• Redeem that gift card on your Amazon account to shop as usual.

While this adds an extra step, it can be a convenient solution if you prefer using Apple Pay. Just be sure to buy from trustworthy sources to avoid any issues with your gift card purchase.

Can you use Apple Pay to pay for Amazon Prime membership?

You might be wondering if you can use Apple Pay to cover your Amazon Prime membership directly on Amazon. At this time, Amazon does not allow Apple Pay as a payment option for purchasing Prime subscriptions. However, there’s a simple workaround: you can buy an Amazon gift card using Apple Pay from a retailer or online platform that accepts it. Then, just apply the gift card balance to your Amazon account and use those funds to pay for your Prime membership.

So, while you can’t use Apple Pay at checkout for Prime itself, you can still make it work by using Apple Pay to obtain gift cards and funding your account that way.

Before I show how to use Apple Pay on Amazon on iPhone let’s look into what is Apple Pay.

What is Apple Pay?

Apple Pay is a mobile payment and digital wallet service from Apple. It is a contactless payment method that allows users to make payments for purchases both in-store and online using their Apple devices (iPhone, iPad, iWatch, etc.) by adding their preferred payment methods – including credit and debit cards. Apple Pay supports most major credit and debit card providers including Visa, MasterCard, and American Express. It is supported by hundreds of thousands of stores and restaurants worldwide. Over 75 percent of stores and restaurants in the US support Apple Pay.

With Apple Pay, users don’t need to worry about their payment information, as it is available securely on the device. To securely store payment information and authenticate transactions it uses a technology called NFC (Near-Field Communication). NFC mobile payments are dynamically encrypted, making them one of the most secure ways to pay.

Apple Pay’s major advantage is that users no longer need to carry a physical wallet or remember their debit or credit card numbers since they don’t have to enter the card details every time they want to pay for something online or in-store. They can pay with just their compatible Apple devices (models having Face ID and Touch ID) with the latest versions of iOS.

Now let’s see how can you use Apple Pay on Amazon with your iPhone.

How to use Apple Pay on Amazon on iPhone    

Before you can use Apple Pay on Amazon, make sure that your iPhone supports it. Currently, only specific iPhones and iPads support Apple Pay. iPhone models (except for the iPhone 5s), with Face ID or Touch ID, are compatible with Apple Pay.

The first step on how to use Apple Wallet on Amazon with your compatible iPhone is, to set up Apple Pay for use on Amazon. To set up Apple Pay, you are to add a Debit or Credit card to the Wallet app on your iPhone. To do this, follow the steps below:

1. Open the Wallet app on your iPhone;

2. In the Wallet app, tap the Add button  to add a Credit or Debit Card to the Wallet;

3. Follow the steps on the screen to add the card information;

4. To verify your card information follow the instructions of the bank or card issuer;

5. Now, your card is in the Wallet app;

After you have set up Apple Pay you can use it to pay for items on Amazon just like any other payment method. Here are the steps to follow on how to use Apple Pay on Amazon on iPhone, if the merchant accepts Apple Pay.

1. Make sure that your iPhone is running the latest version of iOS;

2. Open the Amazon app on your device in Safari;

3. Log in to your Amazon account and select your purchase item;

4. At checkout, tap the Apple Pay button or choose Apple Pay as your payment method;

5. Confirm your payment details and shipping address;

6. Use Touch ID or Face ID to authenticate the payment;

7. Confirm the payment and wait for the confirmation;

In case your vendor isn’t accepting digital wallet payment methods, such as Apple Pay, you have another form of payment ready to pay directly from your phone. For Apple users in the U.S., one of these options is to use an Apple Card for purchases on Amazon.

An Apple card is a new kind of credit card designed by Apple. You’ll just need to add the Apple card to Amazon as a preferred payment method as shown below.

What cashback rates can you get with Apple Pay or Apple Card on Amazon?

When it comes to earning cashback on Amazon with Apple’s payment options, the rate you receive will depend on how you pay:

• Apple Card: If you use your Apple Card as a regular credit card on Amazon, you’ll generally earn 1% Daily Cash back on your purchases.
• Apple Pay: Should you come across an Amazon vendor that directly accepts Apple Pay at checkout (which is rare), you could earn up to 2% Daily Cash back, since Apple Pay transactions with Apple Card typically qualify for a higher rate.
• Gift Cards: Sometimes, purchasing Amazon gift cards with Apple Card through certain retailers or promotions can offer between 2% and 3% cashback, depending on how the transaction is processed.

So in summary, you can expect around 1% to 2% back for most Apple Card or Apple Pay transactions on Amazon, with the possibility of a slightly higher percentage if you leverage eligible gift card purchases.

How to use Apple Card on Amazon?

1. Open the Amazon app on your iPhone and sign in with your account;

2. Tap the account icon at the bottom of the screen;

3. Next tap Your Account;

4. Scroll down and tap ‘Your Payments’;

5. Next, go to the Wallet tab and tap +Add (at the right of Cards & accounts);

6. Next, select the option “Add a debit or credit card” as your payment method;

7. Enter your Apple Card details and tap ‘Save’;

8. If you want to use your Apple card as the default payment method, check the box next to ‘Set as default payment method’. It will enable you to use your Apple Card every time automatically;

9. You will receive a message saying – Payment method added to your Amazon account;

10. Complete the checkout process as normal;

11. If you don’t want to set your Card as the default then tap Payment Information;

12. Select your Apple Card and then tap Continue;

13. Now, complete the checkout process;

How to Manually Add Your Apple Pay Card to Amazon?

If you’d like to use a debit or credit card that’s stored in your Apple Wallet, but not specifically an Apple Card, you can easily add it to your Amazon account. This allows you to use cards managed through Apple Pay for Amazon purchases—even if the direct “Apple Pay” button isn’t visible at checkout.

Here’s how you can add your Apple Pay card to Amazon:

1. Launch the Amazon app on your iPhone (or go to the Amazon website) and sign in to your account.
2. Tap the profile or account icon, then choose Your Account from the menu.
3. Scroll to the Your Payments section.
4. In the Wallet tab, select Add or Add a payment method.
5. Choose to add a debit or credit card.
6. Enter the card details—these can be found in your Apple Wallet by selecting the card and viewing its number, expiration date, and security code.
7. Save the card details to your Amazon account.
8. When checking out, simply select this card as your payment method.

By manually adding your Apple Pay-linked card to Amazon, you can enjoy using your preferred card hassle-free—even without direct Apple Pay integration on Amazon’s site. This method works for any debit or credit card already set up in your Apple Wallet.

Using Apple Pay to purchase Amazon Gift Cards

If you’d like to use Apple Pay indirectly for Amazon purchases, there’s a handy workaround: buy Amazon gift cards from third-party retailers that accept Apple Pay. Here’s how to do it:

• Head to sites like Gift Card Mall, Raise, or Best Buy—all of which often accept Apple Pay as a payment method.
• Choose an Amazon gift card in the denomination you prefer.
• At checkout, select Apple Pay to complete your purchase.
• Once you receive the digital gift card (usually via email), return to your Amazon account.
• Go to “Your Account,” tap “Gift cards,” and select “Redeem a Gift Card.”
• Enter your gift card code, and the balance will be added to your Amazon account.

This method gives you a way to leverage Apple Pay even though Amazon doesn’t support it directly.

Frequently asked questions

Now that you know how can you use Apple Pay on Amazon let me also address some of the related queries often made by iPhone users.

How to use Apple Wallet on Amazon

Apple Pay acts like any other digital wallet. Amazon Payment Services fully supports Apple Pay. Amazon offers their customers a seamless payment process via their Apple mobile device. The customers store their payment card details in Apple Pay, and during check out, they simply select their preferred payment card in Apple Pay.

How to pay with Apple Pay on Amazon?

1. Tap on the Wallet app on your iPhone to open it;

2. Tap on the button with a plus sign to add a card to your Apple Wallet and follow the prompts;

3. Double-press the iPhone’s right-side button to access Apple Pay;

4. Enter your passcode to confirm Apple Pay payment;

5. Once unlocked, hold your iPhone near the payment terminal to use Apple Pay;

How do I set up Apple Pay on my iPhone?

To set up Apple Pay, you just need to go to your iPhone’s Settings and follow the following steps:

1. Find Wallet and Apple Pay;

2. Then tap on Add Card and follow the prompts to add your new card;

Can I use Apple Pay on Amazon app?

Yes, you can. Amazon Payment Services supports three popular digital wallets – Apple Pay, Masterpass, and Visa Checkout;

Does Amazon accept Apple Pay?

Yes, Amazon allows Apple Pay as a form of payment for purchases from third-party Amazon sellers, although some sellers might not accept it.

What is NFC?

NFC stands for near-field communication. It’s a technology that employs magnetic field induction to allow wireless communication between two electronic devices at a range, of less than 4 centimeters. NFC mobile payments are dynamically encrypted, making them one of the most secure ways to pay.

Can you use Apple Pay to return items on Amazon?

Amazon’s return process doesn’t actually send your refund directly back to Apple Pay, even if that’s how you paid (for example, through a gift card purchase funded by Apple Pay). Instead, if you return an item you bought using a gift card, the refund will be credited to your Amazon account balance.

Just keep in mind:

• Refunds for items purchased with a digital wallet like Apple Pay (via gift cards) will typically be returned as store credit to your Amazon account, not to your original card or Apple Pay balance.
• This credited amount can be used on future Amazon purchases.

So, while you won’t see the money pop back into your Apple Pay, your funds aren’t lost—they’re just tucked back into your Amazon account for next time.

Where does the refunded money go if you used a gift card bought with Apple Pay?

If you buy something on Amazon using a gift card that was initially purchased through Apple Pay, any refund for that order won’t be sent back to your original card or Apple Pay account. Instead, Amazon will credit the refunded amount directly to your Amazon balance. This means you’ll be able to use those funds for future shopping on Amazon, but you won’t see it returned to your debit or credit card.

So, while the process is a bit different than traditional payment refunds, your refunded money does remain available for your next Amazon purchase.

You may also like to read: How to install YouTube on Amazon Fire Tablet (a simple guide)

Conclusion

Apple Pay on Amazon offers an easy and convenient way to pay for goods and services online. As most Amazon vendors are yet to accept Apple Pay for bill checkout purposes many iPhone users, who want to shop on Amazon, are often making the query – how to use Apple Pay on Amazon on iPhone?

Although Amazon does allow its customers and online vendors to use Apple Pay as a mode of payment, if you’re shopping from an online store that doesn’t accept digital wallets, you won’t be able to use Apple Pay. You must, therefore, check with the Amazon merchant to confirm whether they accept Apple Pay before making any purchases. However, it is expected that very soon, more vendors will accept this digital wallet payment with Apple Pay on Amazon.

But until then, there is no need to get worried about it. As already mentioned in the post, if the merchant doesn’t accept Apple Pay, you can still use your Apple Card on Amazon as shown in the post, to pay directly from your iPhone.

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